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Company Details and Contact
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Finance Xplained
Registration: BE 0867 414 283
EMAIL: Learn@FinanceXplained.com
Tel: 00 32 496 43 94 00
Postal: Elenestraat 101, 9620 Zottegem - Belgium

FinanceXplained KMOP Registration:  DV.O225876



Terms and Conditions - When registering on a course
1.Introduction
These terms and conditions apply to delegate registrations for the “Public Training Courses” organised by Finance Xplained. Please read them carefully as they contain important information. By submitting your registration you agree to be bound by these terms to the exclusion of all other terms. If you do not agree to be bound by these terms Finance Xplained will not be unable to accept your registration.
2.Registration
Your registration is an offer to Finance Xplained to attend a Public Training Course which is subject to our acceptance. A binding contract between Finance Xplained and you will only be formed when written/email confirmation of acceptance (“”Confirmation” or “Confirmed”) is sent by Finance Xplained to you using the contact details you provided at the time of registration. Finance Xplained reserves the right in its sole discretion to refuse to accept your registration.
3.Cancellation policy
Cancellation requests must be made in writing (email or letter) and reach our office 30 days before the course commencement date. If fully paid, a full refund less 100 Euro administration fee + VAT will be given or be invoiced. Delegates who cancel less than 30 days before the course commencement date, or who do not attend, are liable to pay the full course fee and no refunds will granted.
4.Delegate substitutions
Substitutions with employees from your organisation are welcome but your request should be submitted in writing and received by Finance Xplained no later than 5 days before the start of the Public Training Course. In all other respects delegate registrations are issued for your personal use only and cannot be shared with any person during the public training course.
5.Flights and accommodation
Flights and hotel accommodation should only be purchased when our logistics team contact you to confirm the course venue. The attendee is solely responsible for their flight and accommodation arrangements and costs. In the unlikely event Finance Xplained should have to cancel an event it will not be responsible for any costs incurred by attendees. Finance Xplained therefore recommends that clients purchase fully refundable air tickets and accommodation.
6.Transfer of Course Dates
If you wish to transfer to a different course within a 2 month period you will be invoiced 100 Euro additional charge to transfer your registration and any difference in course price. You will not incur any additional charges if you wish to send a replacement delegate to the initial course you registered for and your registration meets the above terms.
7.Payment Conditions
Payment for the Public Training Course must be received in full and in cleared funds by Finance Xplained from you in accordance with our payment terms not later than 48 hours before the Public Training Course. If payment in full is not received before the Public Training Course, Finance Xplained may (at its sole discretion) either require payment as a condition of your entry to the Public Training Course or refuse you entry to the Public Training Course. No refunds of any proportion of fees already paid (if any) will be made and any balance of the fees will remain due and payable where entry to a Public Training Course is refused.
8.Discount for early booking
All discounts can only be applied at the time of registration and are subject to Finance Xplained approval. Discounts for group registrations are only valid for the number of delegates specified. If the number of delegates that actually attends the Public Training Course is (for any reason) less than the number specified in the registration form, then Finance Xplained may (at its sole discretion) change the fees charged to reflect the number of delegates that actually attend the Public Training Course in line with our published prices then in force.
9.Course fees
Prices for each Public Training Course are correct at the time of publication. Finance Xplained reserves the right to change the prices at any time but changes will not affect registrations which have already been confirmed.
10. VAT and Taxes
All prices are quoted VAT Excluded. If any country require specific Taxes, the whole or any portion of the payment, the amount of the payment shall be increased by an amount necessary to compensate for the Taxes.
11. Course Format
Finance Xplained may (at its sole discretion) change the format, speakers, participants, content, venue location and programme or any other aspect of the public training course at any time and for any reason, whether or not due to a Force Majeure, in each case without liability.
12.Course dates and location
 Finance Xplained may (at its sole discretion) change the date of or cancel a Public Training Course at any time for any reason. Where Finance Xplained changes the date or cancels the Public Training Course for any reason except due to a Force Majeure Event Finance Xplained shall offer you the option of attending any re-arranged Public Training Course that it organises. If you choose not to attend the re-arranged Public Training Course (and notify us of such in good time) or if we do not organise such a Public Training Course then you will (as your sole remedy) be entitled, at your discretion, to receive either a credit note or a refund in respect of the registration fees received by us.
13. Force Majeure
Where a Force Majeure Event has or may have (in Finance Xplained sole discretion) an adverse impact on: the ability of Finance Xplained to hold the Public Training Course at the planned venue or on the planned date; or the Public Training Course generally, then Finance Xplained shall be entitled but not obliged (in its sole discretion) to either provide alternative facilities or venue for the Public Training Course; and/or reschedule the Public Training Course. To the fullest extent permitted by the applicable law, Finance Xplained shall not be liable to you for any loss, delay, damage or other liability incurred resulting from or arising in connection with the cancellation or the changing of the date of the Public Training Course howsoever arising or any venue change.
14.Governance
Finance Xplained may (at its sole discretion) refuse admission to, or eject from the Public Training Course, any person in its absolute discretion, including (without limitation) any person who fails to comply with these terms and conditions or who in the opinion of Finance Xplained represents a security risk, nuisance or annoyance to the running of the Public Training Course. You agree to comply with all reasonable instructions issued by Finance Xplained or the venue owners at the Public Training Course.
15.Audio and visual Material
All unauthorised photography and the recording or transmitting of audio or visual material, data or information is expressly prohibited
16. Personal information
The personal information which you provide to us will be held by us on a database and shall not be distributed to third parties.
17.Liability
To the fullest extent permitted by the applicable law, Finance Xplained excludes: (a) all liability for loss, injury or damage to persons or property at the Public Training Course; (b) all indemnities, warranties, terms and conditions (whether express or implied); and (c) any actual or alleged indirect loss or consequential loss howsoever arising suffered by you or any loss of profits, anticipated profits, savings, loss of business revenue, loss of business, loss of opportunity, loss of goodwill, or any other type of economic loss (whether direct or indirect). If Finance Xplained is liable to you for any reason, Finance Xplained total liability to you in relation to the Public Training Course (whether under these terms or conditions or otherwise) is limited to the amount of the registration fees that you paid to Finance Xplained.
18. Investment advice
Finance Xplained does not constitute or provide guidance on an offer to buy or sell or a solicitation of an offer to buy or sell any or specific securities or financial instrument mentioned or any investment advice. Investments are an individual or a corporate management decision and prospective investors should conduct such investigations as the investor deems necessary and should seek their own legal, accounting and tax advice in order to make an independent determination of the suitability and consequences of an investment in securities. The opinions in the courses are subject to change without notice and past performance or achievements are not indicative of current or future performance and therefore cannot be held liable for any damages occurred.
19.Change to terms and conditions
Finance Xplained reserves the right to amend these terms and conditions from time to time. However, you will be subject to the terms and conditions in force at the time you submit your registration. 20. Applicable Law These terms and conditions are governed under Belgian Law and disputes under or in connection with them shall be subject to the nonexclusive jurisdiction of the Belgium courts.


Privacy Policy
Introduction

The purpose of this Privacy Policy is to describe how FinanceXplained ("FinanceXplained," "us," "we," or "our") collects, uses and shares information about you through our Website interfaces (e.g., websites and mobile applications) owned and controlled by us, including www.FinanceXplained.com (collectively referred to herein as the "Site"). Please read this notice carefully to understand what we do. If you do not understand any aspects of our Privacy Policy, please feel free to contact us at Learn@FinanceXplained.com.

Your Personal Information


- Personal, Identifiable Information.

We store the personal information which you provide when you enquire or register for a course or newsletter. This information is required to process your course subscription and communicate with you.  We use this information:

• To deal with your enquiry or application and to provide you with appropriate services and these may include sending you further information.
• Your agreement to store this data is also confirmed when you accept our terms and conditions and register for a course
• FinanceXplained does not use cookies in any form, tracking your access through our website.
• Your personal information is solely held by FinanceXplained and is not distributed external or to any third-party organisations.
• Your feedback on the attendance of the course is held solely by FinanceXplained, as a means of monitoring our own performance, unless explicit permission is granted by you to use it in our promotional activities.
• For research and to help us plan and improve our services. We may contact you ourselves or ask outside research agencies to do so on our behalf.

- Non-Personal Information.

Through third party organizations, such as Google Analytics, when users come to our Site, we may track, collect and aggregate Non-Personal Information indicating, among other things, which pages of our Site were visited, the order in which they were visited, when they were visited, and which hyperlinks were "clicked."

Updating or Deleting Your Personal Identifiable Information

You can request information about your personal Identifiable Information or confirm that it remains correct and up-to-date. You may also contact us via Learn@FinanceXplained.com to ask to remove any stored information. We try to answer every email promptly but may not always be able to do so. Keep in mind, however, that there will be residual information that will remain within our databases, access logs and other records, which may or may not contain your Personally Identifiable Information. If you have any privacy-related questions, unresolved problems, or complaints you may contact us via Learn@FinanceXplained.com.

Security

We take security very seriously. All staff are made aware of the security procedures they must follow when handling personal information. Data is protected from unauthorised access and we are confident no one will be able to access your personal information unlawfully. Please note that internet email is never a totally secure way of communicating. By using it, you agree that you will send any information by email at your own risk.

Links to third-party sites

While we will take all reasonable precautions to make sure that other organisations we deal with have good security practices, we are not responsible for the privacy practices of those organizations whose websites may be linked to our service.
 
Registration Terms of Use

When booking a course with FinanceXplained, the registration page will ask you at the bottom of the page to accept our “Terms and Conditions”, these terms can found following this link



Government Grants, Subsidies & Benefits

Belgium Grants and Subsidies


If your company is a small or medium-sized company (SME), you can receive a 50%, 40% and a 30% subsidy on the course registration fee from the Belgium Government.

These subsidies are granted by the Belgium regions.
- Flemish region: KMO-portefeuille: · FinanceXplained KMOP Registration:  DV.O225876
- The Brussels-Capital Region: subsidies for SMEs

 
Flanders region: KMO-portefeuille


Terms and Conditions

If you work for a Flemish SME, you could use the ‘KMO-portefeuille’ to fund your learning. Dependent on the size of your company up to €15,000 of your participation fee can subsidised by the government.

If you are an SME with: < 50 FTE   and < € 10.000.000 Turnover or < € 10.000.000 Assets
- Then you are eligible for a subsidy of 40% of the programme fee (max. €10,000)

If you are a middle sized company < 250 FTE and < € 50.000.000 Turnover or < € 43.000.000 Assets
- Then you are eligible for a subsidy of 30% of the programme fee (max. €15,000)

 

How to apply for the subsidy:

  • First register for the course, then apply for a subsidy. Please note that the application procedure should be completed within 14 days of the course start date. You can perfectly apply for the subsidy without having received your invoice yet. There is no need to wait for it to apply.
  • Costs of catering can be subsidised for maximum €25 per person per training day. Course material and other costs cannot be subsidized.

All info and recent updates are available at: www.kmo-portefeuille.be

Registration FinanceXplained:

FinanceXplained KMOP Registration:  DV.O225876


The Brussels-Capital Region: subsidies for SMEs


Self-employed people and SMEs located in one of the 19 Brussels boroughs can apply for a subsidy at the Brussels-Capital Region:

  • Maximum 3 programmes per organisation per year
  • Per programme maximum 50% of the programme fee can be subsidised (max. 2500 euro)
  • First register for the programme of your choice, then apply for a subsidy. (preferably before the start of the programme, at the latest 30 days after the start of the programme)
  • The programme costs at least 1000 euro

 

Detailed information is availabe on the respective websites of the region:

In Dutch:  Website of the Brussels Region

In French:  Website of the Brussels Region