Why This Course?

Profitable, a solid balance sheet, BUT without efficient "Cash & Liquidity management", the company could go into liquidation!

Cash is the lifeblood of any business. This 1-day training cuts through the complexity of treasury cash management. You’ll learn practical ways to track, plan, and protect cash using hands-on tools and examples. Whether you’re new to finance or brushing up, this course gives you the skills to save money, avoid risks, and make smarter financial moves—ready to use.

Course Overview

This 1-day course teaches you the essentials of managing cash in a business. We’ll cover financial basics, treasury roles, budgeting, risk management, and working capital—all in a simple, actionable way. Through clear explanations, quick activities, and a mini case study, you’ll leave knowing how to keep cash flowing and spot ways to improve, no matter your

Course Content

Cash Management Foundations

• Introduction to Treasury: Where treasury fits in finance and accounting; simple financial terms explained.
• Basic Financial Reports:
  • Financial planning 101.
  • The finance cycle: How money moves.
  • Annual report basics: Balance sheet and income statement.
  • Cash flow statement: Tracking cash in and out (with a quick activity).
• Cash Management Roles:
  • Cash Finder: Spotting hidden cash.
  • Cash Planner: Planning ahead.
  • Cash Distributor: Moving cash where it’s needed.
  • Cash Collector: Getting paid on time.
  • Cash Conserver: Cutting waste (group activity included).
• Cash Budgeting and Forecasting:
  • Why cash management matters.
  • How to build a cash budget (hands-on activity).
  • Tips for forecasting cash needs.
• Treasury Transactions:
  • Cash Pooling: Combining cash for efficiency.
  • Collection and Payment Factory: Streamlining inflows and outflows.
  • Excess Cash Management: What to do with extra cash.

Systems, Risks, and Trends

• Treasury Systems:
  • Talking to banks: Best practices.
  • Electronic formats: How tech makes it easier (with an activity).
• Introduction to Financial Risk Management:
  • Interest Rate Risk: How rates affect cash (activity included).
  • Foreign Exchange Risk: Dealing with currency swings.
  • Credit Risk: When customers don’t pay (activity included).
  • Reducing Risks: Tools like factoring, Letters of Credit, collateral, and credit derivatives.
• More Risk Management:
  • Hedging Basics: Using spots, forwards, swaps, futures, and options.
  • Liquidity and Cash Flow: Keeping things flowing.
  • Internal Controls and Fraud Prevention: Protecting your cash.
  • Raising Finance: Options when you need more cash.
• Working Capital Management:
  • Why cash management pays off.
  • The Big Three: Managing accounts receivable, accounts payable, and inventories.
  • Extra Cash-Saving Tricks (with an activity).
• Recent Trends:
  • What’s new in cash management: Tech, regulations, and more.
  • Mini Case Study: Apply what you’ve learned to a real scenario.

Wrap-up: Review, Q&A, and certificates.

Key Skills Gained

• Cash Control: Build budgets, forecast cash, and manage daily flows.
• Risk Handling: Spot and reduce financial risks like interest rates or late payments.
• System Smarts: Use treasury tools and talk to banks effectively.
• Save Money: Boost cash flow by managing receivables, payables, and stock.

Methodology

• Hands-On Practice: Activities and a mini case study to test your skills.
• Real-World Focus: Examples from businesses like yours.
• Clear Teaching: Short talks, group tasks, and plenty of Q&A time.
• Resources: Workbook, handouts, and online extras (e.g., templates).
• Flexible: Join in-person or online—your pick!

• Business owners and SME managers who need tighter control of daily cash flow.
• Treasury professionals who want stronger practical cash management skills.
• Finance managers and controllers responsible for liquidity, forecasting, and working capital.
• CFOs and senior leaders overseeing cash strategy and financial resilience.
• Accountants seeking broader expertise in treasury operations and risk management.
• FP&A professionals supporting cash forecasting and funding decisions.
• Operations managers influencing receivables, payables, inventory, and cash cycles.
• Credit and collections professionals improving payment timing and cash conversion.
• Bankers and advisors supporting clients with liquidity and treasury solutions.
• Non-financial managers who need to understand how cash drives business survival and growth.

09:00 – 09:45 | INTRODUCTION

• Finance and accounting: where does treasury fit?
• Financial terminology

09:45 – 10:45 | BASIC FINANCIAL REPORTS

• Basic financial planning
• The finance cycle
• The annual report: balance sheet and income statement
• The cash flow statement (incl. activity)

10:45 – 11:00 | Morning Break

11:00 – 11:45 | CASH MANAGEMENT ROLES (incl. activity)

• Cash finder
• Cash planner
• Cash distributor
• Cash collector
• Cash conserver

11:45 – 12:30 | CASH BUDGETING AND FORECASTING

• Cash management
• Preparing a cash budget (incl. activity)

12:30 – 13:00 | TREASURY TRANSACTIONS

• Cash pooling
• Collection and payment factory
• Excess cash management

13:00 – 14:00 | Lunch Break

14:00 – 14:45 | TREASURY SYSTEMS (incl. activity)

• Communication with financial institutions
• Electronic formats

14:45 – 15:30 | INTRODUCTION TO FINANCIAL RISK MANAGEMENT

• Interest rate risk (incl. activity)
• Foreign exchange risk
• Credit risk (incl. activity)
• Mitigating risk exposure incl. factoring, Letter of Credit, Collateral and Credit Derivatives

15:30 – 15:45 | Afternoon Break

15:45 – 16:30 | CONTINUED RISK MANAGEMENT

• Accounting standards
• Hedging techniques incl. Spots, Forwards, SWAPS, Futures and Options
• Liquidity and cash flow
• Internal control
• Risk of fraud
• Raising finance

16:30 – 16:50 | WORKING CAPITAL MANAGEMENT 

• Benefits of cash management 
• The Big Three of cash management: accounts receivable, accounts payable and inventories
• Additional cash containment measures (incl. activity)

16:50 – 17:00 | RECENT TRENDS 

• Martine, small business owner: "This course made cash management so much clearer! I loved the budgeting activity—it’s already helping me plan better for my business."
• Tom, finance assistant: "A packed day. The risk management tips and treasury roles breakdown gave me tools I can use at work tomorrow."
• Michel, accountant: "Great balance of basics and practical stuff. The mini case study tied it all together—I finally get how to handle excess cash!"